Florida group health insurance,
structured for your business.
Group health insurance for Florida small and mid-sized businesses. Fully insured plans, level-funded plans, and dental/vision/life ancillary coverage. Hendrickson Insurance works with multiple Florida group health carriers to structure benefits programs across Sarasota, Bradenton, Tampa, St. Petersburg, Clearwater, Venice, and Lakewood Ranch.
Fully insured. Level-funded. Ancillary.
Traditional small group health insurance. Fixed monthly premium, carrier handles all claims. Most predictable budget structure. The default for groups under 50 employees in Florida.
Partially self-funded structure with stop-loss insurance. Can be 10-25% lower premium for healthier groups, with potential refund of unused claims funds. More variability than fully insured.
Dental, vision, life, disability, and voluntary benefits to round out the benefits package. Often more flexible eligibility than medical.
We shop your renewal every year.
Most brokers re-issue your current carrier’s renewal and call it a day. We shop your group across the Florida market every year. Alternative carriers, alternative plan designs, alternative funding structures. The 15%+ rate increases that have become standard in Florida group health deserve more than rubber-stamp renewal.
Call 941-952-7991 or schedule online. Have your census and renewal date ready.