Hendrickson Insurance
If it has wheels and works for a living, we can probably cover it. Through Progressive, the country's number one commercial auto and truck insurer, we write cars, vans, trucks, trailers, buses, and specialty vehicles for businesses across Florida's Gulf Coast. From a single work van in Sarasota to a small fleet in Tampa, we will quote it.
Get a QuoteCommercial auto is not one product. Progressive sorts business vehicles into five programs based on what the vehicle does and who it works for. We figure out where your operation fits and place it with the right one. Here is how they break down.
A broad range of vehicles used across many industries. Consulting firms, social and health services, wholesale trade, farming and livestock, retail shops, for-hire livery where available, janitorial and cleaning crews, real estate and finance, and manufacturing. If your business runs cars and light trucks, this is usually the home for them.
Built for vehicles used in contractor businesses. Landscapers, general contractors and construction, carpenters, electricians, plumbers, snow removal, concrete and asphalt, and heavy construction. The work trucks and vans that show up to the job every day.
Freight trucks that haul goods for others. For-hire trucking operations, auto haulers, agricultural and refrigerated hauling, expediters, household movers, machinery and heavy equipment, steel, and livestock. The over-the-road and regional freight side of the business.
Work trucks focused on a specific niche or hauling for others. Coal haulers, dirt, sand and gravel, garbage, waste and debris, scrap and recycling, and log haulers. Heavier, purpose-built units that standard programs often will not touch.
Tow trucks with hooks, known as wreckers, and rollback car carriers. Towing services, auto repair and maintenance shops, and body shops. A specialized class with its own underwriting, and one we can place.
"Most business vehicles are writable. A few uses are not, and it is better to know up front."
A handful of risks generally fall outside this market. That includes church-owned vehicles that carry passengers to or from home, school, or daycare, emergency vehicles, for-hire livery in some states, and truck driving schools. These are not blanket rules, and coverage and acceptability vary by state.
The fastest way to know whether your vehicle qualifies is to ask. Send over the year, make, model, and how the vehicle is used, and we will tell you which program fits and what it looks like. One vehicle or a small fleet, the process is the same.