Hendrickson Insurance
Plain-spoken insight on Florida insurance — homeowners, auto, flood, condo, and commercial property — plus the operational realities of owning Gulf Coast real estate. Written by Dennis Hendrickson from experience, not theory, for property owners across Sarasota, Bradenton, Venice, Lakewood Ranch, Tampa, St. Petersburg, and Clearwater.
Cyber insurance is bigger, cheaper, and more competitive than it has been in years — the opposite of what the breach headlines suggest. But underneath that good news, a much more important shift is happening: AI is being quietly unbundled from your commercial policies at renewal, in endorsements most business owners never read. A Florida agent's plain-English read of the new ISO carve-outs (CG 40 47, CG 40 48, CG 35 08), where AI coverage still lives, and what every Gulf Coast business owner should ask before signing the 2026 renewal.
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Your HR team has almost certainly already let an algorithm do the hiring — and you may be sitting on a discrimination claim you don't even know about. A look at EPLI, the new 2026 AI exclusions, Mobley v. Workday, ghost jobs, and what to ask your broker.
Private equity is buying up Florida insurance agencies at a record pace. What the buyout wave means for your homeowners, auto, flood, and commercial property coverage — and how to tell if your own agency is next.
A strip center is an ecosystem. From Halloween scarecrow contests to sidewalk sales, here's how intentional community marketing drives foot traffic, improves tenant retention, and shapes your insurance exposure.
A missed certification can mean fines, water shutoff, and disrupted tenants. What Florida strip center owners need to know about backflow preventers, fire sprinkler inspections, and utility compliance.